Lakefront Communities with Homes Under $350,000

Lakefront Communities with Homes Under $350,000

The privacy. The relaxation. The wildlife and natural beauty. The community atmosphere. And of course the entertainment and fun!

All just another fine day of living on the shores of a lakefront community. But, for retirees or families who yearn for living on the water, it’s got to be super expensive to get your dream lakefront home, right? 

Not necessarily! Here’s your shimmering affordable lakefront home communities, all featuring houses you can buy for $350,000 or less. 

Hot Springs Village- Hot Springs Village, AR
Home priced from $100,000

Hot Springs Village affordable lakefront community in Arkansas

The nation’s largest gated community, Hot Springs Village is spread across 26,000 acres in West Central Arkansas’ Ouachita Mountains and offers the natural beauty of sweeping vistas, lush forests and sparkling lakes. Among an array of resort-style amenities, the community features 11 total lakes where residents enjoy boating, fishing, swimming, canoeing, and other water sports. A variety of fish can be found here including bass, catfish, bluegill, and sunfish.

Lakeshore by SimpleLife- Oxford, FL
Homes priced from $240,000

Lakeshore by Simple Life affordable lakefront community in Florida

Anchored by Lake Andrew, this affordable lakefront community in Florida provides ample opportunities to enjoy lakeside living with several areas taking advantage of the lake’s views and peaceful atmosphere—whether sitting around the firepit or relaxing on the observation deck. At home among like-minded neighbors, those living at Lakeshore by Simple Life have access to an array of private amenities including a clubhouse, resort-style swimming pool, expansive fitness center and regular yoga classes, walking trails, bocce and pickleball courts, and more.

Eastman- Grantham, NH
Homes priced from $330,000

Eastman affordable lakefront community in New Hampshire

Eastman is a thriving four-season community that offers affordable lakefront property as single-family homes, condominiums, and undeveloped real estate in the scenic Dartmouth-Lake Sunapee region of west-central New Hampshire. Eastman encompasses more than 3,700 acres of environmentally protected woodlands with nature trails, an 18-hole championship golf course, a full-service community recreation center, and a sparkling 345-acre lake with boat docks and six private beaches. 

Savannah Lakes Village- McCormick, SC
Homes priced from $280,000

Savannah Lakes Village lakefront community in South Carolina

With 25 miles of unspoiled shoreline offered by Lake Thurmond, Savannah Lakes Village is an ideal lakefront destination. The 4,000 acre member-owned community borders the pristine 70,000 acre Lake Thurmond, 63,368 acres of preserved state park and national forest land, and the Little River Blueway Outdoor Adventure Region. Savannah Lakes provides a vibrant and affordable lakefront lifestyle with an exciting mix of recreational and social events, two 18-hole lakefront golf clubs, clubhouses, and a cultural center featuring tennis and indoor/outdoor pools. 

Wyboo Plantation- Manning, SC
Homes priced from $250,000

Wyboo Plantation affordable lakefront community in South Carolina

Yet another lakefront home community in South Carolina, Wyboo Plantation is a great setting for both 55+ active adult retirees and families. Here you’ll find a variety of lakefront homes ranging from low-maintenance patio homes to estate-sized manors. Situated on Lake Marion and housing three interior lakes, residents revel in navigable waters all the way to Charleston, SC, and the Intracoastal Waterway, and easy access to world-class fishing, power and sail boating, and water sports of all kinds. 

Fairfield Glade- Crossville, TN
Homes priced from $300,000

Fairfield Glade affordable lakefront community in Tennessee

Named one of the 50 Best Master-Planned Communities by Where to Retire magazine, this popular Tennessee lakefront community offers real estate buyers an appealing selection of homes and townhomes starting at just $300,000. With low taxes and low association dues, tranquil rural surroundings, and an impressive array of established resort-style amenities, Fairfield Glade is an excellent choice for those looking to live on the water without the high price tag. Along with 11 spring-fed lakes and marina facilities for boating and fishing, you’ll also enjoy indoor and outdoor swimming pools, tennis, an equestrian center, and five championship golf courses!

Waterford of the Carolinas- Wilmington, NC
Homes priced from $240,000

Waterford of the Carolinas affordable lakefront community in North Carolina

Water takes center stage at this North Carolina gated community, where almost every homesite is a lakefront home. Covering 17 miles of shoreline, Waterford of the Carolinas is a unique lakefront community with creeks and finger-lakes that sprout in every direction. Outdoor fun is in abundance with canoeing, fishing, swimming, and tennis. Home-buyers have many choices, whether it be to design a custom home or relax in a single-level patio home with low maintenance—all starting under $240,000. Year-round mild temperatures and low taxes make living at Waterford of the Carolinas an excellent choice.

These are just a few of the more than 100 lakefront communities featured on PCR. Explore more lake communities here to learn more about amenities, available real estate, and request more information.