Florida 55 Plus Communities with Homes Under $250,000

Florida 55 Plus Communities with Homes Under $250,000

Whether it’s for golf, climate, water, world-renowned attractions, blue skies, sandy beaches, or all of the above...there aren’t many best of lists for retirees that don’t feature Florida at or near the top. But did you know that real estate in The Sunshine State can also be pretty affordable in many of its top 55 plus communities? It’s true, and we’re here to show you around a few of the top Florida 55 plus communities with homes under $250,000.


Viera- Viera, FL

Homes, Townhomes, Condos Starting at $100,000

Viera is a prominent master-planned community—and without question one of the most impressive (and affordable!) 55 and over communities on Florida’s east coast. The community spans about 20,000 acres along Interstate 95 in the Melbourne-Cocoa Beach Area. Recreational amenities at this 55+ Florida community include two established golf courses, sprawling parks and nature areas, as well as tennis and fitness facilities. Residential real estate at Viera ranges from apartments, townhomes and condominiums to single-family homes, custom estate homes and age-restricted active adult living neighborhoods, with properties starting at just $100,000.


Solivita- Kissimmee, FL

Homes Starting at $160,000

Here’s a lively and economical 55+ central Florida community located 21 miles south of Walt Disney World. Active adult buyers can choose from an appealing selection of new attached and detached Tuscan-style homes in a dozen distinctive neighborhoods surrounded by lakes, wooded nature preserves, and two golf courses. From tennis courts, an indoor jogging track and multiple swimming and fitness facilities to dozens of social and recreational clubs and a full program of arts, exercise and special-interest classes, homeowners have plenty of options to stay active. 


Trilogy at Ocala Preserve- Ocala, FL

Homes Starting at $160,000

This 55+ Florida community features homes well under $250,000 and is set amidst gently rolling hills in the heart of pristine Florida horse country. Buyers have a choice of single-family home designs with 18 floorplans and 8 model homes ranging from approximately 1,276 to 2,224 sq. ft. Then there’s the amenities...In addition to the Tom Lehman and Tripp Davis-designed golf course, residents enjoy access to a signature restaurant with full bar and culinary demonstration kitchen, sports and media room, fitness center, multiple tennis and pickleball courts, bocce ball courts, lap pool and resort pool, spa, trails, and lakeside access.


LakePark at Tradition- Port Lucie, FL

Homes Starting at: $204,990 

This award-winning 8,300-acre 55 plus Florida community blends tranquil residential neighborhoods with a mix of commercial and retail properties, community services, and more than 400 acres of lakes and waterways. You’ll find new single-family homes and villa homes for sale surrounding an established clubhouse and recreational complex—starting in the low $200,000s. Complete with swimming and fitness facilities, screened porch area, and an active program of events and activities, there’s no doubt this is among the best Florida 55 plus communities with homes under $250,000. 


On Top of the World- Ocala, FL

Homes Starting at: $169,990

Each new home here is built with quality, steel reinforced, concrete block construction with all of the distinguishing features you would expect from a premier builder, standard in every home. Over the years, as developments in energy efficiency and sound home construction occur, On Top of the World has been right there to incorporate these features into homes, and here their starting price is under $170,000! Aside from the affordable homes, this 55+ Florida community boasts three championship golf courses, tennis, pickleball, bocce ball, billiards and swimming, as well as lifelong learning opportunities, fitness facilities with active-aging programs, entertainment and social clubs.