Florida 55 Plus Communities with Homes Under $250,000

by Robert Borges on July 14, 2020

Whether it’s for golf, climate, water, world-renowned attractions, blue skies, sandy beaches, or all of the above...there aren’t many best of lists for retirees that don’t feature Florida at or near the top. But did you know that real estate in The Sunshine State can also be pretty affordable in many of its top 55 plus communities? It’s true, and we’re here to show you around a few of the top Florida 55 plus communities with homes priced at or under $250,000.

Indian River Colony Club- Melbourne, FL
Homes Starting at $200,000

Indian River Colony Club affordable Florida real estate

Primarily a military retirement community, Indian River Colony Club (IRCC) is a 55+, active adult country club community dedicated to serving those who served. It is located on 453 acres with 773 individually owned two- to four-bedroom single-family homes with abundant wildlife and beautiful golf course views.

Solivita- Kissimmee, FL
Homes Starting at $200,000

Solivita affordable Florida real estate

Here’s a lively and economical 55+ central Florida community located 21 miles south of Walt Disney World. Active adult buyers can choose from an appealing selection of new attached and detached Tuscan-style homes in a dozen distinctive neighborhoods surrounded by lakes, wooded nature preserves, and two golf courses. From tennis courts, an indoor jogging track and multiple swimming and fitness facilities to dozens of social and recreational clubs and a full program of arts, exercise and special-interest classes, homeowners have plenty of options to stay active. 

Shea Homes® at Ocala Preserve- Ocala, FL
Homes Starting in the mid $200,000s

Shea Homes Ocala Preserve affordable Florida real estate

This 55+ Florida community features homes well under $250,000 and is set amidst gently rolling hills in the heart of pristine Florida horse country. Buyers have a choice of single-family home designs with 18 floorplans and 8 model homes ranging from approximately 1,276 to 2,224 sq. ft. Then there’s the amenities...In addition to the Tom Lehman and Tripp Davis-designed golf course, residents enjoy access to a signature restaurant with full bar and culinary demonstration kitchen, sports and media room, fitness center, multiple tennis and pickleball courts, bocce ball courts, lap pool and resort pool, spa, trails, and lakeside access.

Sun City Center- Sun City, FL
Homes/Condos Starting at $125,000

Sun City Center affordable Florida real estate

Located near Tampa/St. Petersburg, Sun City Center is one of Florida’s premier active adult 55-plus communities. A master-planned community that is a self-contained town unto itself, residents of Sun City Center have access to retail and grocery stores, places of worship, a post office, banks, hospital and medical facilities, restaurants, and more. In addition to featuring affordable Florida real estate, it's an established golf community, Sun with several clubhouses and eight golf courses that host 162-holes of golf.

The Plantation at Leesburg- Leesburg, FL
Homes Starting at $160,000

The Plantation at Leesburg affordable Florida real estate

Anchored by two 18-hole championship golf courses with a pro shop and PGA professionals on staff, residents of this Central Florida 55+ community have access to tennis and pickleball courts, multi-purpose clubhouses, three swimming pools, two fitness centers, several lakes for onsite fishing and boating, and so much more. With super affordable homes minutes from local shops and restaurants, and just a 30-45 minute drive to the many Orlando attractions, it's easy to see why this is a top Florida retirement community.