by Robert Borges on August 21, 2025
Some of the best South Carolina coastal retirement communities include Kiawah Island, Haig Point on Daufuskie Island, Brays Island, Latitude Margaritaville Hilton Head, Sun City Hilton Head, and K. Hovnanian’s Four Seasons at Lakes of Cane Bay. These 55+ and active adult communities offer resort-style amenities, access to the Lowcountry’s beaches and waterways, and lifestyle options tailored for retirees seeking coastal living. This article explores these coastal SC retirement communities in detail and provides insights for retirees looking to settle down on the South Carolina coast.
Why Choose South Carolina Coastal Retirement Communities?
South Carolina’s Lowcountry is a dream destination for retirees. From historic Charleston to Hilton Head’s world-class golf and beaches, the Palmetto State’s coast combines Southern charm, modern amenities, and breathtaking natural scenery. Retirees enjoy mild winters, a thriving cultural scene, and easy access to waterfront property, golf courses, and walkable small towns.
At PCR, we’ve helped retirees and active adults discover their ideal community for nearly 30 years. Featuring hundreds of amenity-rich lifestyle communities, we make it easy to search by location, price, amenities, or social opportunities — then connect directly with community representatives to learn more.
Best Coastal Retirement Communities in South Carolina
Brays Island – Sheldon, SC
Known as “America’s Premier Sporting Community,” Brays Island spans 5,500 acres of Lowcountry beauty. With just 325 homesites, 94% of the land is preserved for nature and recreation. Amenities include equestrian trails, freshwater and saltwater fishing, hunting and shooting facilities, tennis, and an 18-hole Ron Garl golf course. It’s an exclusive haven for retirees who value privacy, outdoor adventure, and conservation.
Kiawah Island – Near Charleston, SC
One of the best waterfront communities in South Carolina, Kiawah Island offers 10,000 acres of luxury living, golf, and pristine beaches. Home options include cottages, villas, and custom residences with marsh, ocean, or golf views. Residents enjoy access to private club amenities, a beachside pool, dining, kayaking, tennis, and some of the most scenic golf in the U.S.
Haig Point – Daufuskie Island, SC
Accessible only by private ferry, Haig Point blends exclusivity with eco-conscious living. This car-free community offers golf-cart and bike-friendly lanes, a Rees Jones Signature golf course, and miles of protected shoreline and maritime forests. Its balance of history, environmental preservation, and coastal charm makes it one of the most unique South Carolina coastal retirement communities.
K. Hovnanian’s® Four Seasons at Lakes of Cane Bay
Just outside Charleston, this active adult (55+) community is centered around a 300-acre lake. Residents enjoy kayaking, fishing, and resort-style amenities including pools, a fitness center, tennis, and pickleball. Homes feature modern, open designs, with both waterfront and non-waterfront options available.
Cresswind Charleston- Summerville, SC
This award-winning 55+ community offers an impressive clubhouse, amphitheater, art studio, fitness center, and outdoor sports courts. Residents can fish, kayak, attend cooking classes, or relax poolside — all just a short drive from historic Charleston and the coast.
Latitude Margaritaville Hilton Head- Hardeeville, SC
For those seeking a laid-back island lifestyle, this Jimmy Buffett-inspired 55+ community brings tropical charm to coastal South Carolina. Amenities include a vibrant town square, live entertainment, pools, tennis, pickleball, and pet-friendly facilities. Homes are styled with island-inspired architecture perfect for retirees who want fun and relaxation.
Sun City Hilton Head by Del Webb- Bluffton, SC
The largest 55+ active adult community in South Carolina, Sun City Hilton Head offers three amenity centers, 36 holes of golf, multiple pools, social halls, and 100+ resident clubs. With everything from arts and fitness to biking and community gardens, it’s a thriving hub for retirees seeking variety and connection.
FAQs About Retiring in Coastal South Carolina Communities
What makes South Carolina coastal retirement communities ideal for retirees?
Mild winters, tax-friendly policies, and access to both pristine beaches and vibrant cities make these communities highly attractive for retirement.
Who are these communities designed for?
They’re built for retirees, empty nesters, and active adults who want social connections, wellness opportunities, and amenities like golf, boating, fitness, and arts.
What is life like in a coastal retirement community?
Residents enjoy resort-style living — fitness classes, pools, beaches, golf, fishing, and community events — all within a secure, social neighborhood.
Are there 55+ communities on the South Carolina coast?
Yes. Options like Latitude Margaritaville Hilton Head, Cresswind Charleston, and Sun City Hilton Head are among the most popular 55+ coastal communities in SC.
Related Searches & Helpful Resources
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About the Author
With over 20 years of experience as a seasoned content creator, Robert Borges is the senior writer for Private Communities Registry (PCR), specializing in real estate trends and master-planned communities. He works closely with builders, developers, and real estate pros to create helpful content that guides homebuyers in finding the perfect community, ensuring they have the information needed to make confident, informed decisions.
