by Robert Borges on September 18, 2024
6-minute read
If you’re growing a little weary of winter wonderlands and frosted window panes, maybe it’s time you ditch the snow shovel and parkas once and for all—and follow the sun to your temperate snowbird lifestyle. In this article, we’ll outline some of the best places for snowbirds.
Some retirees and active adults find a regular spot close to family and friends in the winter, while others change up their annual migration. Wherever your quest for sunshine and balmy temps takes you, here are some tips to find, plan, and prepare for your ideal snowbird community.
January through March or April is peak snowbird season. Some migratory renters settle on a location to return to year after year, and often rebook the same place before they depart each spring. Others like variety and switch up their snowbird spots every year—researching and booking as early as August.
Another option for landing in an affordable snowbird destination is to find your ideal winter spot and buy a second home there. The best time for snowbirds to buy is late spring, when much of the competition has flocked back home. And while your winter vacation home can be a smaller house or condo purchase, there are the added costs of insurance, property taxes, and furnishing two residences. For snowbird homebuyers, some states are more affordable than others.
10 Best States for Snowbirds
Arizona
Arizona snowbirds find a warm, dry climate that’s ideal for anyone looking to escape frigid winters. Cities like Phoenix, Scottsdale, and Tucson boast mild temperatures, abundant sunshine, and outdoor activities year-round. Arizona is home to many 55+ communities, world-class golf courses, and health spas. Its affordable cost of living compared to coastal states makes it a popular spot for retirees seeking a relaxing and budget-friendly winter destination.
Florida
Florida has long been a favorite snowbird destination, thanks to its tropical weather, beautiful beaches, and no state income tax. With cities like Miami, Fort Lauderdale, and Naples offering diverse cultural attractions, water sports, and year-round events, there’s never a dull moment. Whether you’re drawn to vibrant nightlife, golf courses, or peaceful coastal retreats, Florida snowbirds have plenty of options for comfortable winter living.
Georgia
Georgia offers a milder winter climate compared to its northern neighbors, particularly in the southern parts of the state. Savannah and the coastal areas provide historic charm, while Lake Oconee is a hidden gem for those seeking a serene lakeside retreat. With relatively low property taxes and an affordable cost of living, Georgia is a great option for snowbirds looking for a mix of Southern hospitality and winter warmth.
Nevada
Snowbirds flock to Nevada not only for its warm desert climate but also for the bustling entertainment scene of Las Vegas and the serene beauty of Lake Tahoe. There are many advantages of retiring in Nevada, like no state income tax and endless outdoor recreational activities—hiking, golfing, and exploring nearby national parks. The state’s diverse housing options make it easy to find a comfortable winter home.
North Carolina
North Carolina’s southern regions, especially areas like Wilmington and Asheville, offer mild winters and scenic beauty. Snowbirds can enjoy the state’s lush landscapes, charming coastal towns, and access to the Blue Ridge Mountains for a mix of outdoor activities. North Carolina’s relatively low cost of living and access to top-tier healthcare make it an appealing choice for retirees looking for a warm and friendly community to call home.
South Carolina
With its warm winters and beautiful coastal communities, South Carolina is a snowbird’s paradise. Charleston and Hilton Head Island offer stunning beaches, rich history, and a welcoming atmosphere. The state’s low property taxes and affordable real estate make it an attractive option for South Carolina snowbirds looking for a budget-friendly community.
California
California’s southern regions, particularly Palm Springs and San Diego, are known for their sunny, warm winters. Snowbirds can enjoy the state’s breathtaking landscapes, amenity-rich communities, and endless outdoor activities. While California tends to have a higher cost of living, the appeal of its perfect weather, beaches, and vibrant cultural scenes make it a top destination for those seeking an upscale snowbird experience.
Tennessee
Tennessee’s temperate winters, especially in areas like Chattanooga and the Smoky Mountains, offer a more affordable snowbird communities with plenty of scenic beauty. Among the best places for snowbirds, part-time residents enjoy the state’s low cost of living, no state income tax, and access to outdoor recreation like hiking, fishing, and golfing. Tennessee’s blend of natural charm and Southern hospitality makes it a cozy winter haven.
Texas
Texas snowbirds have a diverse range of options, from the warm Gulf Coast cities like Galveston and Corpus Christi to the vibrant culture of San Antonio and Austin. With no state income tax, affordable housing, and a mild winter climate, Texas is a great spot for snowbirds looking to soak up the sun. Whether you prefer beachfront living or the bustling city, Texas communities offers something for everyone.
Virginia
Virginia’s coastal regions, such as Virginia Beach, provide a unique destination for snowbirds in search of a mild winter climate and scenic ocean views. Retirement communities in VA embrace the state’s rich history, charming small towns, and access to outdoor recreation, including hiking in the Blue Ridge Mountains. Virginia also offers affordable real estate and proximity to major cities like Washington, D.C., for those seeking a winter retreat with both relaxation and excitement.
Tips For Snowbirds
Winterize Your Home. Before heading out to your sunbelt vacation home, you should prep your primary residence for the cold months ahead. This includes shutting off the water, draining pipes, turning down the thermostat (most insurers require maintaining adequate heat of 55 to 65 degrees), and unplugging electronics and appliances. It’s also wise to have someone you trust house sit while you’re away, or at least stop by on occasion to check on the place.
Consider the Car. If you’re flying to your snowbird community, you’ll want to winterize your vehicle and prep it for storage. If you’re taking the car, be sure to check your auto insurance as it may need to be registered in your temporary state and insured with minimum liability coverage—depending on how long you stay.
Postpone Services for the Season. Email and auto-pay allow many snowbirds to handle bills while they’re gone for the winter, and it’s a good idea to notify your bank and credit card issuers of your travel plans. Most cable and internet providers give you the option of suspending your service for a few months. Newspapers can be put on vacation hold, while mail can easily be set up to forward to your snowbird destination.
Mind Your Medical Care. If you’re 65 or older and on Medicare, you should be able to maintain coverage wherever you go in the U.S. If you use private health insurance, you’ll need to research whether there are doctors in your winter locale that are covered by your healthcare network. Make sure your prescriptions are current and written for 90 days if possible, and confirm that you can get refills from a pharmacy in your snowbird community.
It still takes some planning and preparation, but with today’s abundance of online research options and our increasingly connected world, it’s easier than ever to find, migrate, and settle into your perfect snowbird community.
Wherever you decide to land, research low maintenance vs maintenance free living in your winter home as you consider these best places for snowbirds and all the opportunities they offer to enjoy warmer weather, outdoor activities, and a comfortable seasonal lifestyle.
