by Robert Borges on October 3, 2025
Retirement in Arizona is more than sunshine and golf—though there’s plenty of both. The Grand Canyon State has long been a top choice for active adults, snowbirds, and retirees who want to maximize their lifestyle while minimizing costs. With its welcoming desert climate, tax-friendly policies, and endless recreation opportunities, it’s no surprise that some of the best retirement communities in Arizona are consistently ranked among the nation’s most desirable.
For the past 30 years, Private Communities Registry (PCR) has helped thousands of homebuyers research and explore retirement communities across the country. In this guide, we’ll explore the types of communities you’ll find in Arizona, the people who live in them, the amenities that set them apart, and five big reasons why so many retirees choose to call Arizona home.
Types of Retirement Communities in Arizona
Arizona’s retirement living scene is as diverse as its desert landscapes. Buyers will find a wide range of community styles, including:
- 55+ Active Adult Communities – Age-restricted neighborhoods with resort-style amenities designed for retirees seeking social connection, fitness, and leisure.
- Golf Communities – With about 400 golf courses statewide, Arizona is home to some of the country’s best golf communities, offering both championship courses and casual play.
- Master-Planned Communities – Large-scale neighborhoods blending residential homes with lifestyle amenities such as shopping, dining, parks, and health services.
- Lake & Desert Retreats – Perfect for snowbirds and second-home buyers, many communities feature access to fishing, kayaking, hiking, and desert trails.
No matter your preference, retirement living in Arizona provides both variety and affordability, appealing to everyone from luxury buyers to those seeking low-maintenance homes.
Who Retires in Arizona?
Arizona attracts a wide spectrum of retirees. You’ll find lifelong golfers, outdoor adventurers, sun-seekers, and snowbirds looking to escape colder climates. Many are drawn from states like California, Illinois, and New York for the lower cost of living and warmer winters.
The sense of community is also a huge draw. Residents of Arizona’s retirement neighborhoods enjoy built-in social networks, with clubs, events, and activities that help new homeowners quickly feel at home. From fitness enthusiasts to hobbyists, Arizona retirement communities bring together like-minded people eager to make the most of their next chapter.
Homes and Amenities in Arizona Retirement Communities
One of the biggest appeals of Arizona retirement communities is the variety of homes and lifestyle amenities offered. Buyers can expect:
- Beautiful Homes – Single-level floorplans, energy-efficient designs, and private outdoor living spaces that embrace the desert landscape. Options range from cozy two-bedroom condos and villas to spacious estates with golf course views.
- Resort Amenities – Clubhouses, fitness centers, arts and crafts studios, swimming pools, pickleball and tennis courts, walking trails, community event spaces, and more.
- Lifestyle Programs – From yoga and gardening clubs to golf leagues and cultural outings, communities foster active, social living.
Low-maintenance living is another hallmark. Landscaping often incorporates native plants and xeriscaping, reducing upkeep while enhancing natural beauty.
5 Reasons to Retire in Arizona
Retirees continue to flock to Arizona for good reason. Here are five of the biggest draws:
- Tax-Friendly Living
Arizona offers some of the most retiree-friendly tax policies in the nation. Social Security income is exempt, property taxes are below the national average, and there’s no inheritance or estate tax. Public pensions receive deductions, though private pensions are taxed. - Sunny Weather
With 300+ days of sunshine each year, Arizona is ideal for outdoor enthusiasts. Winters are mild, summers are dry (the “it’s a dry heat” effect), and northern towns like Prescott and Flagstaff offer cooler options. Bonus: the dry climate can help ease allergies and arthritis. - Healthcare Excellence
Arizona is home to world-class providers like the Mayo Clinic and Banner Health. With about 20% of residents age 65+, the healthcare system is built to support retirees with advanced care and senior wellness services. - Golf Paradise
Ranked #2 in the U.S. for golf, Arizona boasts over 400 courses. Retirees enjoy year-round play, from challenging desert layouts to scenic resort courses, many integrated directly into retirement communities. - Low-Maintenance Living
Say goodbye to snow shovels and high-maintenance yards. Arizona living means xeriscaping, native plants, and minimal upkeep—leaving more time to relax, golf, or explore.
Best Retirement Communities in Arizona
Here’s a look at a few of the standout options for retirement living in Arizona—all featured on PCR:
Encore at Eastmark (Mesa, AZ)
A thriving 55+ neighborhood within the Eastmark master plan, Encore offers small-town charm near big-city attractions. Its 15,000-square-foot Encore Club features a fitness center, arts and crafts, pool, spa, and pickleball. Homes are modern, low-maintenance, and designed for active adult living.
Val Vista Lakes (Gilbert, AZ)
This 900-acre master-planned community blends lakeside beauty with resort-style amenities. The clubhouse features tennis, racquetball, a lagoon-style pool, and social activities. Homes range from waterfront estates to single-family residences, making it a versatile choice for retirees.
K. Hovnanian’s® Four Seasons Victory at Verrado Cottages (Buckeye, AZ)
A resort-style 55+ community with stunning desert views, Victory offers championship golf, 21+ miles of trails, and a luxury clubhouse with dining, fitness, and spa services. Homes range from charming cottages to stylish villas with customizable interiors.
Trilogy® at Wickenburg Ranch (Wickenburg, AZ)
Set in the high Sonoran Desert, this all-ages master plan features dedicated 55+ neighborhoods. With a championship golf course, equestrian trails, and a resort clubhouse, Trilogy offers a blend of Western charm and modern luxury homes ranging from 1,342 to 3,240 sq. ft.
FAQs About Retirement Communities in Arizona
Is Arizona a good state to retire in?
Yes—Arizona is consistently ranked among the best states to retire. With its tax-friendly policies, sunny climate, top-rated healthcare, and abundance of golf and outdoor recreation, retirees find it easy to stay active and enjoy a high quality of life.
What is the cost of living for retirees in Arizona?
Arizona’s cost of living is slightly above the national average, but lower than many retirement hotspots like California or Florida. Housing varies by region, but property taxes are low, and Social Security income is not taxed—making it attractive for retirees on fixed incomes.
Where are the best places to retire in Arizona?
Popular retirement destinations include Phoenix, Mesa, Gilbert, Buckeye, Tucson, Prescott, and Wickenburg. Each offers unique communities, from bustling city lifestyles to quiet desert and mountain retreats.
What types of homes are available in Arizona retirement communities?
Buyers will find everything from affordable two-bedroom cottages and condos to luxury golf course estates. Many homes feature single-level floorplans, energy efficiency, and low-maintenance landscaping designed for active adults.
What amenities do Arizona retirement communities offer?
Amenities vary by community, but many include resort-style clubhouses, fitness centers, pickleball and tennis courts, swimming pools, golf, social clubs, and wellness programs. Low-maintenance living and year-round activities are standard.
Do I need to be 55 to live in an Arizona retirement community?
Not always. Many communities are age-restricted (55+), but Arizona also has all-ages master-planned communities with designated neighborhoods for active adults and retirees.
Is healthcare good in Arizona for retirees?
Yes. Arizona is home to world-class medical systems like Mayo Clinic and Banner Health. With a large retiree population, healthcare providers in the state specialize in senior wellness, preventive care, and advanced treatments.
Ready to Retire in Arizona?
From desert golf communities to lakeside retreats, Arizona offers an unmatched mix of lifestyle, affordability, and natural beauty. Whether you’re a snowbird looking for a seasonal home or a retiree ready to settle permanently, the best retirement communities in Arizona provide endless opportunities for connection and adventure.
Since 1996, PCR has been helping retirees and active adults find their perfect community. Start your search today with our full directory of Arizona retirement communities.
About the Author
With over 20 years of experience as a seasoned content creator, Robert Borges is the senior writer for Private Communities Registry (PCR), specializing in real estate trends and master-planned communities. He works closely with builders, developers, and real estate pros to create helpful content that guides homebuyers in finding the perfect community, ensuring they have the information needed to make confident, informed decisions.
