by Robert Borges on July 9, 2025
Looking for affordable golf communities in Florida? You’re in luck. From the Gulf Coast to the Atlantic, Florida is packed with budget-friendly golf course communities that offer retirees and active adults an enviable lifestyle—without breaking the bank.
These affordable golf course communities in Florida aren’t just for the wealthy elite. With homes starting in the $200,000s, these pristine communities combine championship golf, social clubs, fitness centers, and scenic natural surroundings. Whether you're a seasoned golfer or simply crave the peaceful views of manicured fairways, these communities offer a dream retirement at a realistic price.
Why Choose a Golf Community in Florida?
Florida continues to rank among the best states to retire, and its golf communities are a big reason why. Home to more golf courses than any other U.S. state, the Sunshine State is a year-round golf paradise. Whether you prefer coastal living, small-town charm, or vibrant metropolitan areas, there are affordable golf communities in Florida that fit every lifestyle and budget.
Golf communities in Florida often offer:
- Championship golf courses and practice facilities
- Resort-style amenities: pools, spas, tennis, fitness centers
- Active social calendars and clubs
- Gated security and low-maintenance living
- Proximity to top-rated healthcare, dining, and beaches
For nearly 30 years, Private Communities Registry (PCR) has helped homebuyers find their perfect lifestyle community. From beach retirement communities to golf course homes, we feature hundreds of top options searchable by location, home price, and amenities.
Best Affordable Golf Communities in Florida
Ave Maria- Ave Maria, FL
Homes priced from the high $200,000s
Located east of Naples, this master-planned town features the Panther Run Golf Club at its heart. With family-friendly neighborhoods and the 55+ Del Webb Naples enclave, residents enjoy walkable town center conveniences, amenities galore, and championship golf in one of the best cities for golf in Southwest Florida.
Harbour Ridge- Palm City, Florida
Cottages/Condos priced from the $200,000s
Set on the St. Lucie River, this private, gated community offers two championship golf courses, a marina, and a Yacht Club. Residents enjoy tennis, fitness, and a lifestyle center within the serene, 885-acre setting.
Grand Harbor- Vero Beach, FL
Homes priced from the $200,000s
Combining resort-style golf with elegant Mediterranean design, Grand Harbor is a gated community with two world-class courses, a beach club, and marina access. Recognized as an Audubon Cooperative Sanctuary, it’s perfect for nature lovers and golf aficionados alike.
Solivita- Poinciana, FL
Homes priced from the $200,000s
Near Orlando, this 55+ active adult community features Stonegate Golf Club’s two courses, nestled in natural beauty. Residents also enjoy wellness programs, arts and crafts, and over 150 clubs and social activities.
Indian River Colony Club- Melbourne, FL
Homes priced from the $200,000s
Designed primarily for military retirees, this welcoming 55+ golf community offers single-family homes with generous maintenance, 24/7 security, and access to a private 18-hole course—all on 453 pristine acres.
Del Webb Stone Creek- Ocala, FL
Homes priced from the mid $200,000s
Situated in horse country, this 55+ community boasts an 18-hole championship course, a large clubhouse with a spa, and a full calendar of social events. It’s one of the most affordable golf communities in Florida backed by Del Webb’s trusted brand.
Frequently Asked Questions About Florida Golf Communities
Are there 55+ golf communities in Florida?
Yes! Many golf communities are designed for 55+ active adults, with age-restricted neighborhoods like Del Webb Naples, Solivita, and Del Webb Stone Creek.
Which areas in Florida have the most affordable golf course communities?
Look beyond major metros. Cities like Vero Beach, Palm City, Ocala, and Poinciana offer inexpensive Florida golf homes with lower cost of living and quieter lifestyles.
Do affordable golf communities include access to the golf course?
Often, yes—though it varies. Some communities include golf in the HOA or offer pay-as-you-play memberships. Always check with community reps.
Are Florida golf communities good for retirees who don’t golf?
Absolutely. With walking trails, social clubs, pools, and nearby attractions, these communities are built for active, well-rounded lifestyles—not just golfers.
Find Your Perfect Florida Golf Community
PCR is your trusted partner in finding the best lifestyle communities in Florida and beyond. Whether you're dreaming of the Florida golf lifestyle, mountains, deserts, lakefront, or simply want to compare amenities and pricing on a variety of communities, we make it easy to search, explore, and connect directly with community representatives.
About the Author
With over 20 years of experience as a seasoned content creator, Robert Borges is the senior writer for Private Communities Registry (PCR), specializing in real estate trends and master-planned communities. He works closely with builders, developers, and real estate pros to create helpful content that guides homebuyers in finding the perfect community, ensuring they have the information needed to make confident, informed decisions.
