Most Affordable Golf Communities in Florida

To say that the best golf communities in Florida are among the most popular and desirable places to retire would be an understatement. Many 55+ active adults work their entire life so they can one day revel in all the privileges that come with year-round golf and country club living. For some retirees it’s a forgone conclusion. For others, only their wildest dreams include that kind of exclusivity and relaxation. If you feel you’re part of the latter, we’re here to tell you that it’s time you to dare to dream, because these economical golf course homes can be your new reality.
We did the research so you don’t have to—and compiled a list covering several distinct regions throughout this retirement haven. Here are five of the most affordable golf communities in Florida.
Ave Maria- Ave Maria, FL
Homes starting in the low $200,000s
This mixed-use master-planned community encompasses multiple residential neighborhoods and commercial zones, with shared recreational amenities and an established town center. Making this one of the best golf communities in Florida is its 18-hole championship golf course centerpiece: Panther Run Golf Club in Del Webb. Real estate options within Ave Maria include several family-friendly neighborhoods, plus the age-restricted Del Webb Naples active adult community, and a collection of two- and three-bedroom condos in the town center.
Harbour Ridge- Palm City, Florida
Homes starting under $100,000
Located on the wide St. Lucie River in Palm City, FL, Harbour Ridge Yacht & Country Club offers a full range of private recreational amenities including two world-class golf courses, an active Yacht Club and marina, a robust tennis program, a new lifestyle center, and a dog park - all within the community's 885 acres.
Grand Harbor- Vero Beach, FL
Homes starting in the low $200,000s
Situated along the Indian River in Vero Beach, Grand Harbor is a golf resort community with Mediterranean architecture and design. Golf and beach amenities abound, along with a variety of residential options within this gated enclave. With two master-designed golf courses, the 14th hole of the River Course has garnered Grand Harbor international recognition for its challenging play. Grand Harbor is also recognized as an Audubon Cooperative Sanctuary for its keen respect for the natural surroundings.
Grand Haven- Palm Coast, FL
Homes starting in the low $200,000s
Legendary golf, community activities, and natural surroundings all come together to make Grand Haven one of the best and most affordable golf communities in Florida. This gated community gives residents a private coastal escape built around a Jack Nicklaus Signature Golf course, recognized as one of the "Top 100 Courses in North America" by Links magazine. Close to Jacksonville, St. Augustine, and Orlando, the affordable golf course homes sit in intimate villages linked by trails and pathways, allowing neighbors and friends to connect with ease.
Indian River Colony Club- Melbourne, FL
Homes starting in the low $200,000s
Dedicated to serving those who served, Indian River Colony Club is by far one of the most affordable golf communities in Florida. Primarily for military retirees, this 55+ active adult country club community sits on a pristine 453 acres with 773 individually-owned and competitively-priced two- to four-bedroom single family homes. Residents enjoy a generous maintenance program, 24-hour gated security, and abundant wildlife and golf course views—with all the friendliness and exclusivity of country club living.
Wycliffe Golf & Country Club- Wellington, FL
Homes starting in the mid $100,000s
Two distinctively different championship golf courses designed by award-winning architects Karl Litten and John Sanford anchor this affordable Florida golf community. It includes 14 distinct golf-cart friendly neighborhoods featuring beautiful single-family homes, coach homes, and villas with views of the sprawling golf courses and lakes. Nearly every home is outfitted with a cart garage so residents have easy access to the fairways.