by Robert Borges on October 8, 2025
Tennessee has quietly become one of the best places to retire in the U.S., attracting active adults seeking a relaxed lifestyle, scenic beauty, and financial advantages. With no state income tax, a mild four-season climate, and an abundance of recreational and cultural attractions, it’s no wonder that active adult communities in Tennessee are flourishing across the state.
Whether you’re drawn to the rolling hills of Middle Tennessee, the lakes and mountain views of East Tennessee, or the thriving cities near Nashville and Knoxville, there’s something here for every lifestyle and budget. Backed by 30 years of experience, Private Communities Registry (PCR) is your trusted resource for exploring the most desirable active retirement communities in Tennessee and throughout the country.
Why Active Adults Retire in Tennessee
Retirees flock to Tennessee for a combination of lifestyle, affordability, and natural charm. The state’s low cost of living, no state income tax, and affordable real estate make it especially appealing to those looking to stretch their retirement savings.
Beyond the financial benefits, Tennessee’s diverse geography—mountains, lakes, rivers, and forests—creates endless opportunities for outdoor recreation. Residents enjoy boating on Tellico Lake, hiking in the Great Smoky Mountains National Park, and exploring the scenic countryside filled with vineyards, golf courses, and charming small towns.
Culturally, the state is rich with live music, historic landmarks, and culinary excellence. From the country music scene in Nashville to the blues heritage of Memphis and the arts and festivals of Knoxville and Chattanooga, retirees can enjoy a dynamic yet laid-back lifestyle year-round.
What to Expect in Tennessee Active Adult Communities
Resort-Style Amenities and Activities
Modern 55+ communities in Tennessee are designed for active living, offering a wide range of resort-style amenities. Expect clubhouses with fitness centers, pools, and social spaces, along with outdoor recreation like pickleball, tennis, walking trails, and community gardens. Many host organized activities such as yoga, golf tournaments, cooking classes, and hobby clubs—perfect for staying active and meeting new friends.
Social Opportunities and Community Spirit
One of the biggest draws of Tennessee’s active adult communities is the sense of camaraderie. Residents often describe these communities as “small towns within towns,” where neighbors quickly become friends through shared interests, social clubs, and group outings. Whether it’s a wine tasting, volunteer project, or pickleball league, the emphasis is always on connection and engagement.
Homes Designed for Comfort and Convenience
The homes in active retirement communities in Tennessee are tailored to meet the needs of today’s 55+ buyers—low-maintenance, single-level layouts with open floor plans, modern kitchens, and accessibility features like zero-entry showers and wider doorways. Many include outdoor patios and screened porches that let residents enjoy Tennessee’s temperate climate and scenic views.
Where to Find the Best Active Adult Communities in Tennessee
Tennessee’s most sought-after retirement destinations are clustered in three main regions:
- Middle Tennessee – Centered around Nashville, this area combines small-town charm with metropolitan access. Popular retirement spots include Lebanon, Murfreesboro, and Franklin.
- East Tennessee – Known for its mountain and lake living, this region attracts retirees seeking natural beauty near Knoxville, Loudon, and Tellico Village.
- West Tennessee – While smaller in number, the Memphis area offers access to rich musical heritage and big-city conveniences.
Featured Active Adult Communities in Tennessee
Del Webb Barton Village – Lebanon, TN
Located just 30 miles east of Nashville, Del Webb Barton Village is a new 55+ master-planned community combining suburban tranquility with convenient access to urban attractions. Residents enjoy walkable shops, dining, and medical providers, plus resort-style amenities like indoor and outdoor pools, pickleball courts, and a state-of-the-art clubhouse.
The community encourages an engaging, low-maintenance lifestyle with fitness classes, hobby clubs, and outdoor events. Homes feature elegant single-level layouts with open designs, zero-entry showers, and spacious indoor-outdoor living areas. Barton Village is ideal for retirees seeking connection, comfort, and proximity to Nashville’s cultural scene.
Del Webb Southern Harmony – Murfreesboro, TN
Set amid Middle Tennessee’s rolling hills, Del Webb Southern Harmony offers a peaceful yet active retirement lifestyle just minutes from Nashville. Its 21,000+ sq. ft. Residents Clubhouse features pools, a fitness center, hobby studios, and social gathering spaces.
The community’s lineup of activities—ranging from cooking classes to dance nights—ensures something for everyone. Homes are low-maintenance and thoughtfully designed, offering open floor plans, modern finishes, and accessibility features. With Tennessee’s low cost of living and welcoming environment, Southern Harmony perfectly blends relaxation and recreation.
Rarity Bay – Vonore, TN
Perched on a peninsula overlooking the Great Smoky Mountains and Lake Tellico, Rarity Bay is one of East Tennessee’s most picturesque private communities. Offering championship golf, equestrian facilities, tennis, and private boat docks, it’s ideal for those who love the outdoors.
Homes range from elegant villas to custom estates with French Country architecture, many boasting waterfront or golf course views. With no state income tax, four mild seasons, and a strong sense of community, Rarity Bay represents the pinnacle of Tennessee lake and mountain living.
Things to Do Around Tennessee’s Active Adult Communities
Living in a Tennessee 55+ active adult community means having easy access to outdoor adventures, history, and entertainment. Popular nearby attractions include:
- Great Smoky Mountains National Park – America’s most visited national park, ideal for hiking, wildlife viewing, and scenic drives.
- Music City (Nashville) – The heart of country music, live entertainment, and cultural experiences.
- Knoxville and Chattanooga – Both offer vibrant downtowns, art museums, and waterfront dining.
- Historic Towns and Vineyards – Explore Franklin’s Civil War heritage, Lynchburg’s distilleries, and East Tennessee’s scenic wine trails.
FAQs About Active Adult Communities in Tennessee
Are active adult communities in Tennessee affordable?
Yes. Compared to other retirement destinations, Tennessee offers lower home prices and a cost of living about 10–15% below the national average.
What’s the weather like for retirees?
Tennessee has four distinct seasons but with mild winters and warm summers—perfect for year-round outdoor recreation.
Do these communities have HOA fees?
Most active adult communities include HOA fees that cover maintenance, landscaping, and amenities. Fees vary by community size and offerings.
Where are the most popular areas for retirees in Tennessee?
Middle and East Tennessee lead the way, with hot spots like Lebanon, Murfreesboro, Franklin, Loudon, and Vonore attracting active adults from across the country.
Is Tennessee a tax-friendly state for retirees?
Yes. There’s no state income tax on wages or retirement income, making it one of the most financially attractive states for retirees.
Start Your Search with PCR
Whether you’re dreaming of a golf course retreat, a lakefront escape, or a social 55+ community near Nashville, Tennessee offers countless opportunities for active adult living.
With decades of experience helping retirees find their perfect lifestyle community, PCR is your trusted partner in exploring the best active adult communities in Tennessee and beyond.
About the Author
With over 20 years of experience as a seasoned content creator, Robert Borges is the senior writer for Private Communities Registry (PCR), specializing in real estate trends and master-planned communities. He works closely with builders, developers, and real estate pros to create helpful content that guides homebuyers in finding the perfect community, ensuring they have the information needed to make confident, informed decisions.
