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As you research, explore, and consider moving to a Maryland community, here’s an overview of what you can expect when living in “The Old Line State.”

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Climate & Geography
Entertainment & Recreation
Cost of Living

Maryland's charm goes far beyond the iconic Chesapeake Bay. Sure, fresh seafood, historic harbors, and stunning beaches are a constant draw, but there's a whole other world waiting to be explored inland. Lush valleys, cascading waterfalls, and mountain adventures await in Western Maryland, a paradise for outdoor enthusiasts.

But what if you crave a vibrant community with all the convenience you could ask for? Look no further than Maryland's flourishing master-planned communities.

Blending nature's beauty with modern amenities and neighborhoods where you can find everything from top-rated schools and charming shops to verdant parks and sparkling pools – all within easy reach. That's the essence of master-planned communities in Maryland.

These carefully designed developments cater to a variety of lifestyles. Whether you're a young professional, a growing family, or a retiree seeking an active social scene, there's a Maryland master-planned community perfectly suited to your needs. With a diverse range of housing options, from cozy condos to spacious single-family homes, you're sure to find your dream place and ideal lifestyle in a Maryland community.

Maryland Climate & Geography

Maryland has a diverse topography with three distinct regions. Here’s an overview of Maryland’s landscapes and weather patterns.

Regions & Landscape

The Coastal Plain: Bordering the Atlantic Ocean and Chesapeake Bay, this region is known for its flat, low-lying terrain with sandy beaches, rolling hills, and marshlands.

The Piedmont: Moving inland, the Piedmont features rolling hills and valleys. This region is home to many of Maryland's major cities, including Baltimore and Annapolis.

The Appalachian Mountains: The westernmost part of Maryland is part of the Appalachian Mountains, a region known for its rugged mountains, forests, and rivers.

The Chesapeake Bay, a major estuary that juts into the center of Maryland, is home to a variety of plant and animal life and a popular destination for recreational activities like fishing, boating, and swimming.


Maryland experiences a humid subtropical climate with hot, humid summers and mild winters. The Chesapeake Bay and the Atlantic Ocean help moderate the state's climate, however there are some variations:

Eastern Maryland: The eastern shore enjoys a humid subtropical climate with hot, humid summers and mild winters. Average July temperatures range from the high 70s to low 80s (°F), and January averages range from the mid-30s to low 40s (°F).

Western Maryland: The western mountains have a humid continental climate with warm summers and cold winters. Average July temperatures range from the mid-70s to low 80s (°F), and January averages range from the teens to low 20s (°F).

Maryland receives a fair amount of precipitation throughout the year, averaging around 40 inches of rain annually. The state is also susceptible to hurricanes, which can bring heavy rain and strong winds.

Maryland Entertainment & Recreation

Beyond the fresh seafood, stunning beaches, and historic harbors, Maryland offers plenty of outdoor adventure, historical significance, and family fun.

Water Activities: Kayak through gentle rivers on the Eastern Shore or take on the thrilling whitewater rapids of the Potomac River. The Chesapeake Bay has opportunities for fishing, sailing, and exploring vibrant waterfront towns.

Outdoor Adventures: Hike through lush forests and majestic mountains in Western Maryland or explore the rolling hills and scenic valleys of the Piedmont. Cyclists can enjoy dedicated trails and scenic backroads throughout the state. In the winter, head to Western Maryland for skiing, snowboarding, and cozy winter escapes.

Rich History: Explore the charming colonial towns of Annapolis and St. Michaels, or delve into Civil War history at Antietam National Battlefield. Maryland boasts numerous museums and historical sites that bring the past to life.

Thriving Arts Scene: Catch a Broadway show or a world-class orchestra performance in Baltimore, or check out the art scene in Annapolis and Frederick.

Family Fun: Take the kids to Six Flags America, visit the National Aquarium and Maryland Zoo in Baltimore, and explore the Maryland Science Center.

Professional Sports: Cheer on Maryland professional sports teams, including the Baltimore Ravens (NFL) and Baltimore Orioles (MLB).

Maryland Cost of Living

  • Overall: The cost of living in Maryland is estimated to be 16% higher than the national average.
  • Housing: 45% higher than the national average.
  • Taxes: 
    • Income tax: Eight tax brackets ranging from 2% to 5.75%
    • Property tax: 1.05% of homes assessed value
    • Sales tax: 6% statewide (no local taxes)
    • No tax on Social Security benefits

Maryland Healthcare

Overall, Maryland residents have access to a high-quality healthcare system with a variety of options to meet their needs.

HealthCare Access Maryland is a non-profit organization that helps residents navigate the healthcare system, find affordable coverage, and access preventive care.

The state showcases several nationally recognized medical centers, including:

Johns Hopkins Medicine (Baltimore): Consistently ranked among the top hospitals in the US, Johns Hopkins offers exceptional care across a wide range of specialties.

MedStar Health System: This network has multiple hospitals throughout Maryland, providing comprehensive medical services.

University of Maryland Medical System (Baltimore): Renowned for its research and patient care, this academic medical center offers cutting-edge treatments.

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