North Carolina Gated Communities with Homes Under $250,000

North Carolina Gated Communities with Homes Under $250,000

With a diversity of coastal regions, scenic mountains, and metropolitan areas, North Carolina has always been a dynamic and coveted retirement destination. And for those who desire the comfort, security, and privacy of a gated community in North Carolina—that features extremely affordable homes—you may be pleasantly surprised with your options.

Here are five of the most affordable gated communities in North Carolina.


Waterford of the Carolinas- Wilmington, NC

Homes: $239,900 - $499,900

Water takes center stage at this North Carolina gated community. Covering 17 miles of shoreline, Waterford of the Carolinas is a unique lakefront community with homesites on creeks and finger-lakes that sprout in every direction. Outdoor fun is in abundance with canoeing, fishing, swimming, and tennis. Homebuyers in this affordable North Carolina gated community have many choices, from custom designed homes to single-level patio home with low maintenance.


Flowers Plantation- Clayton, NC

Homes, Townhomes: $171,000 - $900,000

This award-winning North Carolina gated community provides homes for individuals in all stages of life. From single-family homes, townhomes, estate homes, and homes designed specifically for active adults 55 plus, Flowers Plantation has an affordable option for every lifestyle. Fostering a true sense of community, neighbors are connected by walking trails through lush grounds that offer an array of outdoor activities which include tennis courts, a playground and sports field, three highly rated golf courses, a luxurious 20,000 sq. ft. spa with massage services, and more. 


The Coves Mountain River Club- Lenoir, NC

Homes: $89,900 - $999,990

Buyers here can choose homesites with long range mountain views, riverfront property, pastoral views, equestrian land parcels or private wood estates—starting under $90,000, making this one of the most affordable gated communities in North Carolina. Amenities include 39 miles of horse, biking and hiking trails, two community gardens, four community parks, four cascading waterfalls and a stunning two-story mountaintop lodge with infinity edge saline swimming pool, hot tub, fitness center and well appointed entertainment area.


Grandview Peaks- Nebo, NC

Homes: $200,000 - $500,000

This North Carolina gated community features a range of competitively priced mountain lots and customizable log cabin shells for sale near Lake James and the charming high country town of Morganton, N.C. The expertly plotted and gently sloping lots, which range from about one to 10 acres, are spread out over the 1,600-acre property, assuring utmost privacy and spectacular mountain views. The community borders a 12,000+ acre nature preserve known as Box Creek Wilderness Area.


Albemarle Plantation- Hertford, NC

Homes, Condos: $99,000 - $899,750

Featuring 1,300 acres, this affordable North Carolina gated community offers buyers a selection of homes, townhomes, condos and undeveloped lots, with fairway, waterfront, water-view and wooded locations available. In addition to the acclaimed Sound Golf Links, recreational amenities include a spacious waterfront clubhouse, tennis and fitness facilities and a 25-meter swimming pool, while the on-site marina provides direct access to world-class sailing, boating and fishing on the protected waters of Albemarle Sound and the Intracoastal Waterway.