Most Affordable 55+ Communities in Florida

by Robert Borges on September 6, 2019

For many retirees, settling down to enjoy our golden years basking in the soothing rays of The Sunshine State may seem far-fetched. 

Let’s face it, most of us enter retirement craving all the perks—warm weather, a plethora of amenities and activities, extremely low maintenance—but can we really afford all that on a fixed retirement income? In perhaps the country’s most desirable retirement destination, no less? 

The short answer is yes...those spoils can be yours for the taking, and if retiring in Florida is on your radar, you have plenty of options that won’t break the bank.

Read on to see for yourself and learn more about the most affordable 55+ communities in Florida. 

Solivita- Kissimmee, FL
Homes priced from $200,000

Solivita Affordable 55+ Community in Florida

Here’s a lively and fun-loving affordable 55 plus Florida community located 21 miles south of Walt Disney World. Active adult buyers can choose from an appealing selection of new attached and detached Tuscan-style homes in a dozen distinctive neighborhoods surrounded by lakes, wooded nature preserves, and two golf courses. 

The Plantation at Leesburg- Leesburg, FL 
Homes priced from 160,000

The Plantation at Leesburg Affordable 55+ Community in Florida

Anchored by two 18-hole championship golf courses with a pro shop and PGA professionals on staff, residents of this affordable 55+ community in Central FL also have access to tennis and pickleball courts, multi-purpose clubhouses, three swimming pools, two fitness centers, several lakes for onsite fishing and boating, and so much more.

On Top of the World Communities- Ocala, FL 
Homes priced from $300,000

On Top of The World Affordable 55+ Community in Florida

Conveniently located in the heart of central Florida, On Top of the World is among the most popular and affordable 55 plus communities in Florida. The best part? This top selling active adult community is committed to building the highest quality homes that start at a mere $168,000. Each new home is built with quality, steel reinforced, concrete block construction with all of the distinguishing features you would expect from a premier builder, standard in every home.

WaterSong at RiverTown- St. Johns FL
Homes priced from the mid $300,000s

WaterSong at RiverTown Affordable 55+ Community in Florida

Specifically designed for active adults 55 and over, amenities exclusive to those in this Florida community include a clubhouse with resort-style pool, lap pool, outdoor spa, fitness center, event lawn, bocce and pickleball courts, lake pavilion, biergarten, and a dog park. Additional RiverTown amenities are also available to WaterSong homeowners, providing access and dining to the RiverClub and RiverHouse facilities, hiking and biking trails, fishing pier, and more.

Explore More 55 and Over Florida Communities 

These are just a few of the many affordable 55-plus communities in Florida. To explore more, check out PCR's community search feature where you can view your ideal communities based on location, prices, amenities, and more.