Most Affordable 55+ Communities in Florida

Most Affordable 55+ Communities in Florida

For many retirees, settling down to enjoy our golden years basking in the soothing rays of The Sunshine State may seem far-fetched. 

Let’s face it, most of us enter retirement craving all the perks—warm weather, a plethora of amenities and activities, extremely low maintenance—but can we really afford all that on a fixed retirement income? In perhaps the country’s most desirable retirement destination, no less? 

The short answer is yes...those spoils can be yours for the taking, and if retiring in Florida is on your radar, you have plenty of options that won’t break the bank.

Read on to see for yourself and learn more about the most affordable 55+ communities in Florida. 


Solivita- Kissimmee, FL

Homes: $160,000 - $450,000

Here’s a lively and fun-loving affordable 55 plus Florida community located 21 miles south of Walt Disney World. Active adult buyers can choose from an appealing selection of new attached and detached Tuscan-style homes in a dozen distinctive neighborhoods surrounded by lakes, wooded nature preserves, and two golf courses. 


Arlington Ridge- Leesburg, FL 

Homes: $180,000 - $340,000

Just 45 minutes from downtown Orlando, this affordable 55+ retirement community offers a variety of single-family homes for sale in a gated setting. With amenities created for the casual active adult lifestyle, residents are nestled amidst the Harris Chain of Lakes in central Florida's Lake County and have access to an established golf course, tennis and pickleball courts, private swimming and fitness facilities, and much more. Homes range from 1,289 to 2,575 square feet and start at just $180,000.


LakePark at Tradition- Port St. Lucie, FL 

Homes: $204,990 - $276,990

This award-winning 8,300-acre master-planned community blends tranquil residential neighborhoods with a mix of commercial and retail properties, community services, and more than 400 acres of lakes and waterways. You’ll find new single-family homes and villa homes for sale surrounding an established clubhouse and recreational complex—starting in the low $200,000s. Complete with swimming and fitness facilities, screened porch area, and an active program of events and activities, there’s no doubt this is among the best, and most affordable 55 plus communities in Florida.


On Top of the World Communities- Ocala, FL 

Homes: $167,990 - $327,990

Conveniently located in the heart of central Florida, On Top of the World is among the most popular and affordable 55 plus communities in Florida. The best part? This top selling active adult community is committed to building the highest quality homes that start at a mere $168,000. Each new home is built with quality, steel reinforced, concrete block construction with all of the distinguishing features you would expect from a premier builder, standard in every home.


Palms at Serenoa- Clermont, FL 

Homes: $200,000 - $400,000

For a lot of us, low-maintenance living is the best and most affordable way to enjoy retirement. And when it comes to affordable retirement communities in Florida, you’ll be hard pressed to top Palms at Serenoa. This gated, age-restricted enclave encompasses 987 acres and features more than 500 homes and villas with lawn maintenance included. The wooded natural setting has miles of walking trails as well as a private clubhouse, 24-hour fitness center, resort-style swimming pool, pickleball courts, activity lawn, and more.