Retire in the Keystone State

June 30, 2017

The Northeast isn’t usually considered to be one the most retirement-friendly regions, but Pennsylvania is an exception. In 2017, WalletHub ranked Pennsylvania the 11th best state to retire in based on affordability, quality of life, and health care. With a low cost of living and significant tax benefits, retirees in Pennsylvania can save thousands of dollars each year.

Pennsylvania residents can enjoy outdoor recreation during all four seasons, such as golf, fishing, hiking, or snow skiing. Active adult and 55+ communities continue to spring up around Pennsylvania, in locations convenient to the state’s numerous historic sites, cultural attractions, and entertainment options. Read on to learn more about the benefits of retiring in Pennsylvania.


Pennsylvania’s climate varies by location and elevation. The southeast has hot and humid summers, with temperatures reaching the 90s. The mountainous regions are cooler, with temperatures ranging from the low 60s to high 70s in the Poconos. Fall brings vibrant foliage and pleasant temperatures throughout the state. Winters are snowy, with January seeing the coldest temperatures.

Tax Benefits

Pennsylvania doesn’t tax retirement income, including income from 401ks, IRAs, and Social Security. Pension income is also tax exempt for seniors age 60 and older. The sales tax is among the lowest in the country, at 6%.


One of the original 13 colonies, Pennsylvania is a history buff’s delight. The state is home to countless historic attractions, including the Liberty Bell, the National Civil War Museum, Gettysburg National Military Park, and Independence Hall – where the Declaration of Independence was signed. Other popular attractions include Pittsburgh Pirates baseball games at PNC Park, Hersheypark family theme park, and the Philadelphia Museum of Art.


Pennsylvania has recreational activities for all seasons. Various state parks offer camping, hunting, picnicking, golf, geocaching, hiking trails, fishing, swimming, boating, sightseeing, and more. The Pocono Mountains have an abundance of ski resorts, including Blue Mountain and Camelback. Miles of shoreline on Lake Eerie provide access to boating, trout fishing, and other water sports.

View 55+, Active Adult, & Retirement Communities in Pennsylvania