April 27, 2025
Thinking about retirement in PA? You’re not alone—and for good reason. Pennsylvania is consistently ranked among the best places to retire in the U.S., offering retirees a winning combo of affordability, scenic beauty, four-season recreation, and some of the most desirable retirement communities in the Northeast. Whether you’re drawn to historic towns, peaceful countryside, or vibrant small cities, there’s a perfect Pennsylvania retirement destination waiting for you.
At Private Communities Registry (PCR), we feature hundreds of lifestyle and retirement communities across the country. Our expert-vetted listings help retirees explore, compare, and connect directly with community representatives—viewing photos, floorplans, amenities, and homes for sale along the way.
Why Retire in Pennsylvania?
What Makes Pennsylvania One of the Best States to Retire In?
Pennsylvania stands out in the Northeast for its low cost of living, tax advantages, and rich quality of life. In fact, WalletHub ranked Pennsylvania the 6th best state to retire in based on key metrics like affordability, healthcare, and quality of life.
Here are some of the top reasons to retire in Pennsylvania:
Scenic Four-Season Climate
- Mild summers in the mountains, warmer temperatures in the southeast.
- Colorful autumn foliage across the entire state.
- Snowy winters perfect for skiing in the Poconos or cozying up in charming towns.
- Lush springtime with blooming forests, parks, and gardens.
Tax Benefits
- No tax on retirement income: PA doesn’t tax pensions, Social Security, IRAs, or 401(k) withdrawals for residents 60+.
- Low sales tax: At just 6%, PA boasts one of the lowest sales tax rates in the country.
- Affordable property taxes: While they vary by county, PA’s property taxes remain competitive, especially in rural and small-town areas.
Rich in Culture & History
- Home to Gettysburg, Philadelphia, and Hershey, PA is a haven for history buffs and culture seekers.
- From the Liberty Bell to Civil War sites to world-class art museums, there’s always something to explore.
Year-Round Outdoor Recreation
- Over 120 state parks offering hiking, boating, swimming, and wildlife watching.
- The Pocono Mountains are a ski and adventure destination.
- Lake Erie’s shoreline provides fishing, sailing, and water sports.
- Top-rated golf courses for players of all skill levels.
Best Places to Retire in Pennsylvania
So, where are the best places to retire in Pennsylvania? These regions offer a blend of charm, convenience, and lifestyle appeal for retirees:
Gettysburg
- Rich in American history, Gettysburg offers a peaceful, small-town lifestyle with modern amenities.
- Amblebrook Gettysburg, one of the state’s premier active adult retirement communities, is located here (see below).
Lancaster & Central PA
- Known for its farmland, Amish culture, and easy access to major cities.
- Great for retirees who want a relaxed pace without sacrificing convenience.
The Poconos
- Scenic mountains, cool summers, and plenty of outdoor adventure.
- Popular with retirees who enjoy skiing, hiking, and a resort-style feel.
Pittsburgh & Suburbs
- Affordable urban living with access to world-class healthcare.
- Vibrant cultural scene with theaters, museums, and restaurants.
Erie
- Waterfront lifestyle on Lake Erie with boating and beach activities.
- Lower cost of living and less traffic than other lakeside towns.
Featured Pennsylvania Retirement Community
Amblebrook Gettysburg – Gettysburg, PA
Looking for the perfect balance of small-town charm and modern comfort? Welcome to Amblebrook Gettysburg, a scenic 55+ community nestled in Adams County.
What makes Amblebrook unique?
- A farm-to-table lifestyle with beautifully designed, single-story homes in farmhouse and craftsman styles.
- Expansive clubhouse and fitness campus for wellness, hobbies, and socializing.
- Surrounded by history, yet only a short drive to Harrisburg, Baltimore, and Washington, D.C.
- Designed for active adults seeking community, nature, and convenience.
Amblebrook is one of Pennsylvania’s most appealing options for retirees ready to enjoy the freedom and fun of active adult living.
What Makes Pennsylvania Retirement Communities Stand Out?
Unlike many retirement hotspots in the South and Southwest, Pennsylvania retirement communities offer a unique Northern charm. Here’s what sets them apart:
- Proximity to family: Many retirees choose PA to stay close to kids and grandkids living in the Mid-Atlantic or Northeast.
- Four distinct seasons without harsh extremes (especially in central and eastern PA).
- Character-filled towns and scenic countryside, perfect for those who love nature and heritage.
- Diverse community options from lakeside to mountainside, urban to rural.
More Retirement Options to Consider
While retirement in PA offers countless benefits, you might also be exploring other top destinations. Consider these resources:
- Active adult retirement communities across the U.S.
- Retirement communities in Central Florida for sunshine year-round
- Looking south? Many retirees also retire in Georgia for affordability and warm weather.
Start Your Search for the Best Retirement Communities in Pennsylvania
If you’re considering retirement in Pennsylvania, you’re in good company. With its mix of affordability, tax advantages, natural beauty, and historical charm, PA offers a lifestyle that’s both peaceful and enriching.
At PCR, we make it easy to explore and compare the best retirement communities in Pennsylvania and beyond. Whether you're just starting your journey or ready to request information, PCR is your trusted source.
Browse Pennsylvania retirement communities now.
About the Author
With over 20 years of experience as a seasoned content creator, Robert Borges is the senior writer for Private Communities Registry (PCR), specializing in real estate trends and master-planned communities. He works closely with builders, developers, and real estate pros to create helpful content that guides homebuyers in finding the perfect community, ensuring they have the information needed to make confident, informed decisions.