Explore Florida beachfront homes and real estate

Florida Oceanfront Communities

Looking to retire, relocate, or invest in a vacation home on the beach? Florida oceanfront communities offer the perfect blend of laid-back coastal living and premium resort-style amenities. From luxury beachfront homes to low-maintenance oceanfront condos, these coastal communities cater to every lifestyle—especially for retirees and active adults seeking sun, serenity, and social connection.

At Private Communities Registry (PCR), we’ve been connecting homebuyers to the best lifestyle communities for nearly 30 years. Our curated collection of Florida beachfront retirement communities makes it easy to find your ideal beach town, explore amenities, compare real estate, and reach out directly to community representatives—all in one place.

Why Choose a Beach Retirement Community in Florida?

Choosing to live in a Florida oceanfront community means embracing the coastal lifestyle year-round. Whether you're retiring, downsizing, or searching for the perfect vacation home, here’s why these beachfront communities are so appealing:

  • Year-round warm weather and sunshine
  • Access to miles of beautiful Atlantic and Gulf Coast beaches
  • Oceanfront amenities like private beach clubs, marinas, and waterfront dining
  • Low-maintenance homes and condos ideal for second homes or retirement living
  • Planned communities with golf, fitness centers, social clubs, and wellness programs
  • No state income tax and property tax benefits for Florida residents

Popular Regions for Florida Beachfront Retirement Communities

From the white sand beaches of the Panhandle to the upscale coastline of South Florida, Florida oceanfront communities are found all along the state’s 1,300 miles of coastline. Use our regional filters to browse communities by city or coast:

  • Northeast Florida – Includes Amelia Island, Jacksonville Beach, and St. Augustine; known for historic charm, quiet beaches, world-class golf, and natural beauty.
  • Southeast Florida – Features Boca Raton, Delray Beach, Palm Beach, and Miami; known for vibrant culture, luxury living, and fine dining along the Atlantic.
  • Southwest Florida – Highlights Naples, Sarasota, Fort Myers, and Marco Island; known for Gulf Coast sunsets, upscale beach communities, and premier boating.

What You'll Find in Florida Oceanfront Communities

Every oceanfront community in Florida has something unique to offer. Whether you're searching for a gated enclave, an all-ages beach community, or a 55+ beachfront neighborhood, you’ll discover:

  • Florida beachfront homes and luxury estates
  • Oceanfront condos with stunning views and minimal upkeep
  • Gated security and maintenance-free living
  • Waterfront golf courses and marinas
  • Resort-style clubhouses and on-site dining
  • Active adult lifestyle with clubs, classes, and events

Start Your Search for the Perfect Florida Oceanfront Community

Use this page to browse some of the top Florida oceanfront communities, searchable by region or city. View in-depth community profiles to explore:

  • Detailed amenity offerings
  • Real estate options and price ranges
  • Community lifestyle and demographics
  • Contact information to connect with on-site experts

With decades of experience and a deep network of trusted community partners, PCR is your go-to source for discovering the best beach retirement communities in Florida—your perfect coastal lifestyle starts here.


Filtered Results (12)

Amelia National

Fernandina Beach, Florida Oceanfront Community
Fernandina Beach, Florida

The centerpiece of this Fernandina Beach gated community located five minutes from the beach and 30 miles from downtown Jacksonville in the First Coast region of northeastern Florida. Two- to five-bedroom single-family custom homes priced from the $500,000s to the $900,000s. Read More...

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Fiddler's Creek

Naples, Florida Oceanfront Community
Naples, Florida

Award-winning Fiddler's Creek is a private, master-planned community in Naples offering a 54,000 square-foot Club & Spa, a nature park, an optional golf club with 18 holes of championship golf, and the optional Tarpon Club with beach pavilion providing beach access along with dining options and an active social calendar. Pre-construction and move-in-ready homes are priced from $1.5 million to over $10 million. Read More...

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Grand Harbor

Vero Beach, Florida Oceanfront Community
Vero Beach, Florida

Located on Florida's Treasure Coast, Grand Harbor is a waterfront resort in Vero Beach. Built with respect to natural surroundings and area wildlife habitats, the community features resort-style amenities including two championship golf courses, a 126-deep-slip marina, tennis & swim center and more. Mediterranean-style condominiums, townhomes, villas and single-family homes are priced from the $200,000s to $3 million. Read More...

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Grandview at Bay Beach

Fort Myers Beach, Florida Oceanfront Community
Fort Myers Beach, Florida

Named for its panoramic views of Estero Bay and the Gulf of Mexico, this waterfront condominium community features 58 luxury residences and resort-style amenities in a tropical setting. On-site amenities include a club room, fitness center, catering kitchen, indoor and outdoor bars, private guest suites, a swimming pool, tennis courts, walking & jogging paths, and an outdoor entertainment area. Condos are priced from $1.5 million to $3 million. Read More...

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Hammock Beach Golf Resort & Spa

Palm Coast, Florida Oceanfront Community
Palm Coast, Florida

Just minutes south of St. Augustine, Hammock Beach Golf Resort & Spa is a Florida golf and tennis community situated along the Atlantic Coast in Palm Coast, FL. Residents and members of this country club in Northeast Florida have access to an array of resort-style amenities including two golf courses, eight lighted Hydro-Grid clay tennis courts, six onsite restaurants, a 91,000 square foot pool complex, marina, spa, fitness center, and more. Homes, condos, and villas with ocean, golf, and lake views priced from $350,000 to $3.5 million. Read More...

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Hammock Dunes

Palm Coast, Florida Oceanfront Community
Palm Coast, Florida

Vibrant oceanfront private golf community located along Florida's upper east coast with easy access to the metropolitan areas of Jacksonville and Orlando. Tom Fazio links course, new Rees Jones 18-hole creek course, tennis, seaside croquet, and more. Many different options for residences including homesites, custom estate homes, condos, patio homes and villas- many offer oceanfront, lake and golf views. Lots priced between $175,000 to over $1.9 million. Patio homes, villas and condos priced from upper $200,000's to $4.9 million. Read More...

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John's Island

Vero Beach, Florida Oceanfront Community
Vero Beach, Florida

Surrounded by miles of Intracoastal Waterway and pristine beaches is this private and luxurious 1,650-acre community. World-class amenities include three championship golf courses (Pete Dye, Jack Nicklaus, Tom Fazio), oceanfront Beach Club, newly renovated Clubhouses, 17 Har-tru tennis courts, squash, pickleball, croquet, fitness center and outstanding social and recreational activities. Lots from $3 million to $9 million; Condominiums, Townhomes & Golf Cottages from $950,000 to $5 million; Homes from $3 million to $60 million. Read More...

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Mediterra

Naples, Florida Oceanfront Community
Naples, Florida

Buyers at this Florida Gulf Coast country club community gain access to two 18-hole Tom Fazio golf courses plus an upscale sports facility and a private beach club at nearby Bonita Beach. Homesites are priced from $328,000 to $1.925 million; New single-family luxury homes priced from $1.1 million to $7 million. Read More...

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Osprey Bay

Fort Myers, Florida Oceanfront Community
Fort Myers, Florida

Osprey Bay is a 55+ community in Fort Myers, FL, offering active adults a vibrant coastal lifestyle near beaches, Sanibel Island, and local attractions. Amenities in the Southwest Florida retirement community include a clubhouse, resort pool, fitness center, pickleball courts, and social events like yoga and book clubs. Stylish, move-in-ready cottage homes feature open floor plans, gourmet kitchens, and charming porches, perfect for enjoying Florida’s Gulf Coast charm. Homes priced from $180,000 to $299,000. Read More...

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Sailfish Point Country Club

Stuart, Florida Oceanfront Community
Stuart, Florida

Surrounded by the Atlantic Ocean and the Intracoastal, this private sea island community offers five miles of shoreline, an oceanfront Jack Nicklaus signature golf course, a full-service marina with direct ocean access, and a beachfront country club. Nearly every home is waterfront or overlooks the golf course. Golf Villas, Patio Homes, Condos, and Estate homes from $1,500,000 - $47,000,000. Read More...

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Seaglass

Vero Beach, Florida Oceanfront Community
Vero Beach, Florida

Seaglass is a luxury Florida beach community in Vero Beach, offering oceanfront living on the Treasure Coast. Surrounded by preserved oak trees and nature trails, the community features private beach access, planned clubhouse amenities, and spacious single-family homes with modern designs. With a peaceful coastal setting and easy access to downtown Vero Beach, Seaglass blends nature, luxury, and convenience. Homes priced from $1.3 million. Read More...

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The Moorings Yacht and Country Club

Vero Beach, Florida Oceanfront Community
Vero Beach, Florida

This master-planned Treasure Coast community features an expansive private ocean beach, a Pete Dye golf course, a full-service marina and a clubhouse harboring a full complement of recreational amenities. Condos from $470,000 to $1.5 million and single-family homes from $1 million to $4 million. Read More...

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